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Chocolate Chip Banana Bread Bars (Refined Sugar Free)

Refined sugar free and gluten free chocolate chip banana bread bars that are moist, rich, and life changing. The perfect crowd pleasing dessert and use of your overripe bananas.

Prep 15 minutes
Cook 20 to 22 minutes
Total 37 minutes
Servings 12 bars
BakedVegetarianGluten-FreeDairy-FreeRefined Sugar-Free
Easy
A hand holding a chocolate chip banana bread bar close up showing the golden fluffy texture with melted chocolate chips and sea salt flakes on top with more bars scattered in the background

Chocolate Chip Banana Bread Bars (Refined Sugar Free) (moist, rich, and naturally sweetened)

if you love chocolate chip cookies and banana bread, these chocolate chip banana bread bars are about to become one of your new favourite recipes. they're gluten free and refined sugar free, but you would never guess from the taste. they come out incredibly moist, with that cozy, soft banana bread crumb you love and pockets of melty chocolate in every single bite.

honestly, there's no better word to describe these bars than moist. not in a wet or dense way, but in that perfect, soft, cloud-like way that makes banana bread so irresistible. they're rich and decadent without feeling overly indulgent, making them a wholesome yet satisfying treat that doesn't compromise on any of the things you actually want from a baked good.

this is hands down one of my all-time favourite bakes i've developed. if you have overripe bananas sitting on your counter looking sad, this is your sign to turn them into something amazing. the riper the bananas, the sweeter the bars will be and the more that classic banana bread flavour comes through.

i've added olive oil to these bars, and if you haven't baked with olive oil before, trust me on this one. it adds a subtle richness and a depth of flavour that you can't quite put your finger on but that makes you keep going back for another slice. olive oil is also packed with polyphenols and monounsaturated fats, making it a genuinely nourishing swap from butter that keeps the bars completely dairy free. you don't taste it directly; it simply elevates everything.

the combination of almond flour and oat flour is what makes the texture so special. the almond flour contributes healthy fats and a slightly nutty richness, while the oat flour adds structure and that classic bready crumb. together they create a texture that's far more satisfying than a lot of gluten-free bakes, which can often turn out too dense or too dry.

coconut sugar is used here as the refined sugar free sweetener. it has a slightly caramel-like flavour that pairs really beautifully with banana and chocolate, and it has a lower glycemic index compared to regular white sugar, meaning the sweetness feels a little more balanced and less spikey.

these gluten free chocolate chip banana bread bars are simple, comforting, and guaranteed to disappear quickly. looking for another gluten free indulgent bake? check out my brownie cookies or white chocolate brownies.

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Frequently Asked Questions

How do I store chocolate chip banana bread bars?

Store in an airtight container at room temperature for up to 2 days or in the refrigerator for up to 5 days. Allow them to come to room temperature before serving for the best soft texture. You can also warm them briefly in the microwave for 15 to 20 seconds to revive that fresh-from-the-oven feel.

Can I freeze banana bread bars?

Yes, these freeze very well. Slice them first, then store in an airtight freezer-safe container or individual zip-lock bags for up to 2 months. Defrost at room temperature for about 30 minutes or warm slightly in the microwave. They come out tasting just as good as fresh.

Are these chocolate chip banana bread bars gluten free?

Yes, these bars are gluten free as long as you use certified gluten-free oat flour and make sure your chocolate chips are also certified gluten free. Oat flour can be processed in facilities that also handle wheat, so check the label if you have coeliac disease or a serious gluten sensitivity.

Can I substitute the olive oil in banana bread bars?

Yes. Melted coconut oil is the easiest substitute and gives a slightly different but still delicious result. Avocado oil or another neutral-tasting oil also works well. Melted butter can be used if dairy is not a concern, though the bars won't be dairy free. Each oil will slightly change the flavour profile, but olive oil gives the best overall result.

What type of chocolate chips should I use?

Dark chocolate chips pair especially well with the banana and coconut sugar. Semi-sweet chocolate chips also work beautifully. If you need the bars to be fully refined sugar free, look for refined sugar free or coconut sugar sweetened chocolate chips. For an extra indulgent result, use a mix of chocolate chips and chunks so you get some that fully melt and some that hold their shape.

Can I use coconut sugar or do I need a different sweetener?

Coconut sugar is ideal here because its caramel-like flavour pairs so well with banana bread. Brown sugar can be used as a direct substitute if you're not concerned about refined sugar. Maple syrup or honey can work but will add more moisture to the batter, which may require a small reduction in another liquid ingredient or a slightly longer bake time.

Why are my banana bread bars too dense?

Dense bars usually come from over-measuring the flour (especially if using cups rather than a scale), over-mixing the batter once the flour is added, or using bananas that weren't ripe enough. Make sure to fold the dry ingredients until just combined, use a kitchen scale for accuracy, and choose overripe bananas for the best rise and texture.

Pro Tips

  • The more overripe the bananas, the sweeter and more flavourful the bars will be. Heavily spotted or blackened bananas are ideal.
  • Fold the dry ingredients in gently until just combined. Over-mixing develops too much gluten in the oat flour and can make the bars dense rather than tender.
  • Top with extra chocolate chunks on the surface before baking. As they melt they create beautiful gooey pockets throughout the top of every bar.
  • Let the bars cool fully before slicing for the cleanest cuts. They continue to set as they cool and are much easier to slice once completely cooled.

Chocolate Chip Banana Bread Bars (Refined Sugar Free)

author: DOUNIA
prep time: 15
cook time: 20 to 22
total time: 37 MINUTES
yield: 12 bars
A hand holding a chocolate chip banana bread bar showing the golden fluffy texture with melted chocolate chips and sea salt on top with more bars visible in the background
12

Ingredients

Instructions

  • Step 1: Preheat the oven to 170°C/160°C fan.
  • Step 2: In a bowl add the mashed bananas and 2 eggs. Whisk together until combined.
  • Step 3: Add in the vanilla extract and olive oil. Mix until combined.
  • Step 4: Pour in the coconut sugar and mix until incorporated.
  • Step 5: Fold in the almond flour, oat flour, baking powder, and cinnamon.
  • Step 6: Add in the chocolate chips and mix.
  • Step 7: Line an 8 inch / 20 cm square baking pan and pour in the batter. Top with more chocolate chips or chunks for extra richness.
  • Step 8: Bake for 20 to 22 minutes until the edges are golden brown.
  • Step 9: Let cool completely, then slice and enjoy.

Nutrition Facts

Per one serving:

Calories 220
Total Fat 12.3g
Carbohydrates 26g
Fiber 2.7g
Protein 4.2g

*Nutritional information is estimated and will vary depending on the ingredients and brands you use. Basic macros don't reflect the full nutritional value including vitamins, minerals, antioxidants, and other beneficial compounds. Please use this as a guideline only.

Dounia, healthy dessert recipe creator and founder of Yourwellnessgirly

hi, i'm Dounia!

Welcome Friend — You're in my little corner of the internet where healthy meets delicious! I'm a certified holistic nutritionist and dessert lover who turned to healing through food after navigating my own health challenges.

Here, you'll find healthy dessert recipes that satisfy your sweet tooth and intentionally support your wellness goals — because everyone deserves a sweet treat. 💗

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AFPA Certified Holistic Nutritionist